Demotech Affirms the Financial Stability Rating® Assigned to Nevada Mutual Insurance Company, Inc.

Columbus, Ohio, November 7, 2018: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Nevada Mutual Insurance Company, Inc. has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Nevada Mutual Insurance Company, Inc.

Nevada Mutual Insurance Company, Inc (NMIC) is domiciled in Nevada and was incorporated on April 12, 2002.  NMIC commenced business on May 6, 2002 and is the largest writer of professional liability insurance for Nevada doctors.  NMIC has a strong capital base and maintains a high surplus to written premium ratio.  With competitive rates, quality risk management and an aggressive experienced claim staff, NMIC continues to be the leader in Nevada professional liability insurance.  Visit to learn more about NMIC and its risk services.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit for more information.

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