Demotech Affirms the Financial Stability Rating® Assigned to Allied Professionals Insurance Company, RRG


Columbus, Ohio, November 7, 2017: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Allied Professionals Insurance Company, RRG has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Allied Professionals Insurance Company, RRG

Allied Professionals Ins. Co. RRG (APIC) provides professional and general liability coverage for its member Risk Purchasing Groups, which specialize in various allied healthcare professions including, but not limited to, acupuncture, chiropractic, massage, and other related professionals.  APIC’s three member Risk Purchasing Groups, the American Acupuncture Council, the National Chiropractic Council and the American Massage Council, have been arranging coverage for alternative healthcare professionals since 1986, and formed APIC in 2003 in an effort to provide a stable, reliable market for their respective alternative healthcare niches.  Today, with over 140,000 insured members in all fifty states, APIC provides coverage to more alternative healthcare professionals than any other program in the Country.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit www.demotech.com for more information.

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