Demotech Affirms the Financial Stability Rating® Assigned to Emergency Physicians Insurance Exchange RRG (EPIX)

Columbus, Ohio, September 19, 2017: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Emergency Physicians Insurance Exchange RRG (EPIX) has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Emergency Physicians Insurance Exchange RRG (EPIX)

Emergency Physicians Insurance Exchange RRG (EPIX) is a partnership of the best emergency department (“ED”) groups in America.  All of EPIX’s groups are committed to raising the standards of patient safety to reduce risk factors that lead to malpractice claims. The partnership model assures a standard of high quality risk management practice that is essential to providing long-term, stable and affordable insurance for our groups.  EPIX’s selective underwriting, extensive risk management program and aggressive claims defense and ED focus make us different from any other insurance company.  Please visit for more information.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit for more information.

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