Demotech Affirms the Financial Stability Rating® Assigned to Positive Physicians Insurance Company

Columbus, Ohio, November 20, 2018: The Financial Stability Rating® (FSR) of A’ (A Prime), Unsurpassed, assigned to Positive Physicians Insurance Company has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Positive Physicians Insurance Company

Positive Physicians Insurance Exchange (PPIX) started as a RRG in 2002 and transitioned into an Insurance Exchange in 2004.

Since 2002 PPIX has grown significantly and currently insures physicians of all specialties in Pennsylvania, New Jersey, Delaware, Ohio and Maryland. PPIX  prides itself on its Integrated Risk Management Platform which partners with each insureds practice to improve quality of care.

PPIX is reinsured by Caitlin Re, one of the leading reinsurers within Lloyds of London. Positive continues to live up to its Mission Statement to provide a stable long term insurance platform so that our physicians can continue to deliver the highest quality of care.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit for more information.

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