Demotech Affirms the Financial Stability Rating® Assigned to Auto Club Insurance Company of Florida

Columbus, Ohio, September 4, 2018: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Auto Club Insurance Company of Florida has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Auto Club Insurance Company of Florida

Auto Club Insurance Company of Florida (ACICF) is a Florida domiciled, stock property and casualty insurance company. ACICF is a wholly owned subsidiary of Auto Club Insurance Holdings, LLC. The goal of ACICF is to profit and grow as a leading provider of personal insurance products to the citizens of Florida through excellent customer service, superior claim handling, disciplined pricing and underwriting, and the brand value of AAA, the American Automobile Association. The sole product ACICF offers is a package policy combining personal automobile and residential homeowner multi-peril coverage. The primary distribution channel for the company is through a large, AAA owned multi-location insurance agency and select independent insurance agencies.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit for more information.

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