Demotech Affirms the Financial Stability Rating® Assigned to Doctors & Surgeons National RRG

Columbus, Ohio, August 17, 2012: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Doctors & Surgeons National RRG has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Doctors & Surgeons National RRG

Doctors & Surgeons National RRG (DSNRRG) was founded in 2007 by physicians with extensive experience in claims and risk management and is domiciled in the State of Kentucky.  DSNRRG partners with reinsurer, Amtrust to provide a stable source of liability insurance coverage for the medical community at a reasonable cost.  DSNRRG’s goal is to provide proven strategies that help practitioners manage and lower their risk exposure.  DSNRRG specializes in writing in insurance for professionals in the healing arts and provides its policyholders with ongoing risk management information that focuses on specific topics and specialties.  For more information contact Sadhna Chopra, VP of Underwriting at  (877) 614-6425 Ext 302. Visit www.dsnrrg.com for more information.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  This philosophy was the catalyst for the Demotech Company Classification System, which was published in Insurance Journal, in order to stratify and categorize insurers into operational categories.  Visit www.demotech.com for more information.

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