- Financial Stability Rating® Notifications
- Demotech Affirms the Financial Stability Rating® Assigned to Maison Insurance Company
Demotech Affirms the Financial Stability Rating® Assigned to Maison Insurance Company
Columbus, Ohio, December 5, 2017: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Maison Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.
FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.
About Maison Insurance Company
Maison Insurance Company, Inc. was formed in 2012, and is a Louisiana domiciled, admitted company with their headquarters located in Baton Rouge, Louisiana. Maison’s claims, risk management, financials, and underwriting philosophy has been cultivated by a seasoned group of insurance leadership professionals with over 100 years combined experience in catastrophe prone states, making them uniquely qualified to serve the coastal markets. Maison is proud to offer competitive personal lines property programs throughout Texas and Louisiana, which include the following lines of business: Homeowners, Manufactured Home, Wind and Hail only, and Dwelling Fire. The company is represented by professional independent agents throughout Louisiana and Texas. The Company maintains adequate surplus and reinsurance program to support its premium writings with careful underwriting and conservative investment policies. For more information, visit www.maisonins.com.
About Demotech, Inc.
Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit www.demotech.com for more information.
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