Demotech Affirms Financial Stability Rating® Assigned to Ameristract Title Insurance Company, Inc.


Columbus, Ohio, January 15, 2018: The Financial Stability Rating® (FSR) of S, Substantial, assigned to Ameristract Title Insurance Company, Inc. has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess substantial financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).

About Ameristract Title Insurance Company, Inc.

Ameristract Title Insurance Company seeks to become the first Title insurance provider utilizing a fully web enabled technology platform that will not only revolutionize the Title insurance industry, but also enhance the industry by reinforcing compliance and ethical behavior as a priority through its automated policy underwriting and insurance protocol.  The company’s platform contemplates that it will handle all production, clearance, underwriting closing, escrow and recording aspects of transactions.  By centralizing all of these functions with the company, and through the use of the company’s proprietery web enabled production software, the company expects to both eliminate all future agency defalcations while significantly reducing Title insurance errors and claims.  In addition, this platform will provide full transparency to the company’s financial rating agnecies as well as all state and federal regulatory agencies for auditing, compliance and market evaluations.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit www.demotech.com for more information.

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