Demotech Assigns Financial Stability Rating® to Savers Property & Casualty Insurance Company

Columbus, Ohio, February 03, 2017: Savers Property & Casualty Insurance Company has earned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners.

Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.  Acceptances and accreditations have expanded well beyond the initial Fannie Mae and Freddie Mac Single Family acceptances and now include Fannie Mae Multifamily acceptance of FSRs of A or better as regards captive insurers and risk retention groups and acceptances from the United States Department of Housing and Urban Development.  In the private sector, FSRs have gained widespread acceptance from numerous premium finance companies, informed insurance agent’s errors and omissions insurers, umbrella insurance markets, reinsurers, and other third parties.

About Savers Property & Casualty Insurance Company

Savers Property and Casualty Insurance Company began operating in 1986 and became a Meadowbrook subsidiary in 1990.  Savers primarily provides insurance on a “surplus lines” basis and specializes in writing insurance programs for professional and trade groups such as educators, municipalities, livestock marketing centers, and physicians.

Savers operates on a surplus lines or non-admitted basis in the District of Columbia and each state except Illinois, Kansas, Maine, Massachusetts and Missouri, where it is licensed and admitted.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit for more information.

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