Demotech Upgrades the Financial Stability Rating® Assigned to Dakota Homestead Title Insurance Company


Columbus, Ohio, September 19, 2017: The Financial Stability Rating® (FSR) assigned to Dakota Homestead Title Insurance Company has been upgraded to A, Exceptional, by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE), and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).

About Dakota Homestead Title Insurance Company

Dakota Homestead Title Insurance Company was established in 1993 to serve those involved in the Title insurance industry, including abstracters, bankers, realtors, builders, and attorneys. The Company’s mission is to provide the best service in the Title insurance industry. Their goal is to provide the market with a stable source of underwriting including knowledgeable attorneys, prompt and accurate answers, and excellent service. As a domestic South Dakota Title insurance underwriter, the Company is pleased to serve more agents than any other underwriter in the state.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit www.demotech.com for more information.

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