Demotech Assigns Financial Stability Rating® to One Alliance Insurance Corporation


Columbus, Ohio, June 24, 2021: One Alliance Insurance Corporation has earned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About One Alliance Insurance Corporation

One Alliance Insurance Corporation (OAIC), was incorporated in 2014 and commenced formal operations in 2015 as an insurance company specialized in property and casualty lines, for both; commercial and personal clients. 

Although, the youngest insurance company in Puerto Rico, it comes with vast insurance experience thanks to its senior management, which (combined) have over 100 years of expertise in the industry. Its mission is to provide top quality insurance products and services in a friendly, professional and stable atmosphere, while keeping close attention to its underwriting and reinsurance policies balance.

OAIC forms part of a larger portfolio of insurance companies owned by Atrio Group, based in Miami, Florida.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit www.demotech.com for additional information.

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